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Loans For Businesses

According to what was reported only a few days ago in a recent article published, following the last report prepared by the Bank of Italy on financial stability, loans to companies show a double speed between 2017 and 2018.

It was assisted by a side to a substantial increase in the sums paid to companies that offer numerous guarantees of solidity, while from above a substantial decrease in loans granted to small and medium-sized enterprises.

Business loans: get up to € 300,000

Business loans: get up to € 300,000

This trend is the tangible sign of mistrust on the part of banking institutions, which today are decidedly more prudent than in the past, adopting attitudes aimed as much as possible at trying to stem the phenomenon of non-performing loans. Despite this, according to experts, today we can breathe a sigh of relief as the sector seems to have come out much stronger than before from the period of great crisis and recession.

If the number of personal loans granted to individuals and families in our country is going through a rather favorable dynamic with encouraging growth rates, certainly the same cannot be said for loans to businesses, where there is still some general skepticism; however, a recovery is expected since the debts to companies have contracted again since the beginning of the year.

The prospects for the immediate future are therefore positive, also because it seems that soon the sector will be able to count on a new subsidized financing plan (Tltro) developed by the European Central Bank which would help the various institutes to keep the cost of funding low and , consequently, to give a new vigor to loans to businesses, considerably containing the risk of deterioration. On this front, it will be essential to wait a few more weeks for clearer ideas and to better understand the prospects of the business loans sector .

Loan estimate of 10000 euros

Loan

Financial: Simple Loan
Product: Personal Loan
TAN Fixed: 4.25%
APR: 4.33%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

 

Monthly installment € 185 , 28 Feasibility check 

installment

Financial: Findomestic
Product: “Your Projects” Credit
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602

 

Monthly installment € 193 , 37 Feasibility check 

installment

Financial: Cofidis
Product: Personal Loan
TAN Fixed: 6.50%
APR: 6.80%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.764

Monthly installment € 195 , 66 Feasibility check * The tables give an example of the structure of the site. For all the comparative offers click on the go button and get all the information you need to evaluate the proposal that suits your needs